Tender source analysis

What the tender required and what the award supports

Source material and existing AI analysis appear first. Supplier conclusions remain qualified by the evidence Tenders-SA holds.

Summary

The small enterprise development and finance agency (sedfa) is seeking a service provider to deliver a multi‑channel digital platform that supports lending, business development and credit guarantee services for small enterprises in the northern cape. The contract is for five years with an option to extend, and bidders must demonstrate experience in sme lending solutions and explainable AI.

AI Document AnalysisMethodology1 document

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The information shown on this card is preliminary. Our procurement team is currently finalising the submission guidelines, evaluation criteria, technical specifications, financial requirements, and compliance sections so you have a clean, bid-ready summary to work from. Document being finalised: RFB 09 2025_2026 - Appointment of Service Provider for a Lending Business Development System and Credit Guarantee Platform With Users fd.pdf. You don’t need to refresh — this page will pick up the updated review automatically.

DocumentRFB 09 2025_2026 - Appointment of Service Provider for a Lending Business Development System and Credit Guarantee Platform With Users fd.pdf

What the buyer was looking for

1Inferred operational need

Provide a mobile (iOS/Android) and responsive web/PWA platform covering lending, business development and credit guarantee functions.

Why it matters: This is a qualified operational interpretation of the stored scope, not a stated mandatory or scored criterion.

Inferred from stored analysis; verify against the source document. No source document identifier is stored for this item.

Source: AI key requirements · requirements

Known supplier evidence

The linked award records ANROWEB as appointed for this tender.

Qualified inference

An award confirms appointment. It does not prove why a supplier was selected, that every qualification remains current, or that delivery was completed successfully.

Contract Awarded

Award Information

Winning Supplier

Extend - small enterprise

Award Details

Small Enterprise Development and Finance Agency

Organization Directors

Awards Won: ANROWEB

View Supplier Intelligence

What the tender required and what the award supports

Provide a mobile (iOS/Android) and responsive web/PWA platform covering lending, business development and credit guarantee functions.

Include AI/ML credit scoring with explainable outputs, chatbot, OCR/NLP and predictive analytics.

Ensure WCAG 2.2 AA compliance, multi‑language support and offline capability.

Submit a 45‑day proof‑of‑concept pilot accessible via mobile and web.

Meet the evaluation scoring: minimum 70 points, with 80% weight on price and 20% on specific goals (enterprise size, B‑BBEE, youth participation, location, etc.).

Complete and sign the Specific Goals declaration (SBD 6.1) with supporting documentation.

Provide evidence of prior SME/commercial lending deployments and explainable AI implementations.

Returnable documents must be submitted as part of the bid package. The tender does not specify a particular form or submission method, but all returnable items should be clearly identified and included in the final submission.

Total score is 100 points.

Minimum threshold of 70 points is required to proceed to pricing and specific goals evaluation.

80/20 preference point system applies: 80 points for price, 20 points for specific goals.

Specific goals include:

Enterprise size (Micro, Small, Medium, Large) – up to 8 points.

B-BBEE status – up to 2 points.

Youth participation – 2 points.

Spatial location (Rural, Township, City) – up to 4 points.

Other criteria such as black women ownership, etc.

Points for price are calculated using the formula: 80 × (1 – (Price – Pmin)/Pmin). Only the lowest acceptable tender price is considered.

Bidders must complete and sign the Specific Goals declaration (SBD 6.1) and provide supporting documentation; failure to do so forfeits points.

If total points are equal, the bidder with the higher specific goals score wins. If still tied, lots are drawn.

The tenderer may be awarded on reasonable grounds even if not highest score.

Sedfa reserves the right to negotiate with the preferred bidder.

Deliver a multi‑channel Lending, Business Development & Credit Guarantee Platform (mobile app iOS/Android + responsive web/PWA).

Lending: end‑to‑end digital origination, AI/ML credit scoring with explainable outputs, full loan lifecycle management, secure APIs to CIPC, SARS, credit bureaus, banks, and SEDFA core systems.

Business Development: centralised services directory, voucher management, marketplace features, AI‑driven recommendations.

Credit Guarantee: onboarding, approval, invoicing, claim management, automated notifications, and integration with SEDFA platform.

AI features: conversational chatbot, document OCR/NLP, predictive analytics, AI governance.

Data & analytics: unified dashboards, API‑based data exchange, impact measurement, M&E tools.

UX: omnichannel consistency, usability analytics, WCAG 2.2 AA compliance, multi‑language support, offline mode for app.

Support: SLA‑driven helpdesk, training, change management, knowledge transfer.

Evidence of prior SME/commercial lending deployments and explainable AI is required.

Proof of Concept: 45‑day pilot accessible via mobile and web.

No specific requirements found

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